What is Additional Living Expense, and does it apply to me?

January 2, 2024 | Tower Hill Insurance

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Additional Living Expense (ALE) is included in most homeowners policies. Here’s what you need to know…

Additional Living Expense (ALE) is included in most homeowners policies. Here’s what you need to know…

Home with tarped roof

Claim FAQs

August 31, 2023 | Tower Hill Insurance

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Below we’ve included answers to frequently asked questions about selecting a contractor, repairs, claim payments, deductibles, reimbursements for additional living expenses, and more.

Below we’ve included answers to frequently asked questions about selecting a contractor, repairs, claim payments, deductibles, reimbursements for additional living expenses, and more.

What is a hurricane deductible?

July 28, 2023 | Tower Hill Insurance

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Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .

Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .

VIDEO: Ordinance or Law Coverage

July 25, 2023 | Tower Hill Insurance

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What exactly is Ordinance or Law coverage, and why is it important to your homeowners policy?

What exactly is Ordinance or Law coverage, and why is it important to your homeowners policy?

Three Simple Ways to Teach Your Children About Insurance

May 24, 2023 | Tower Hill Insurance

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Insurance might not be the most captivating topic for children (or grownups, for that matter), but it’s an essential component of financial literacy that can provide valuable knowledge and skills for their future.

Insurance might not be the most captivating topic for children (or grownups, for that matter), but it’s an essential component of financial literacy that can provide valuable knowledge and skills for their future.

Tower Hill Insurance corporate headquarters

Demotech Reaffirms “A” (Exceptional) Financial Stability Rating for Tower Hill Insurance Exchange

May 17, 2023 | Tower Hill Insurance

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FOR IMMEDIATE RELEASE:
GAINESVILLE, FL
May 17, 2023

FOR IMMEDIATE RELEASE:
GAINESVILLE, FL
May 17, 2023

Man on damaged roof

What should I do if I have damage?

February 20, 2023 | Tower Hill Insurance

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And what if I have to make emergency repairs and the adjuster hasn’t been here?

And what if I have to make emergency repairs and the adjuster hasn’t been here?

Subscriber's Agreement & Power of Attorney

Subscriber’s Agreement and Power of Attorney | Tower Hill Insurance Exchange

February 7, 2023 | Tower Hill Insurance

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A Power of Attorney, or POA, is A-OK — at least with Tower Hill Insurance Exchange. We’re a reciprocal insurer, which means we’re owned by you, our members. Your signatures allow us to administer the day-to-day affairs of the Exchange.

A Power of Attorney, or POA, is A-OK — at least with Tower Hill Insurance Exchange. We’re a reciprocal insurer, which means we’re owned by you, our members. Your signatures allow us to administer the day-to-day affairs of the Exchange.

Get Started with Customer Portal!

January 23, 2023 | Tower Hill Insurance

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Look to the Tower 24/7 with Customer Portal for Tower Hill policyholders.

Look to the Tower 24/7 with Customer Portal for Tower Hill policyholders.

Homeowners Insurance

Six Homeowners Insurance Tips

January 9, 2023 | Tower Hill Insurance

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We’re guessing you don’t spend much time thinking about your homeowners insurance – until you need it! Here are six things you’ll want to know about your homeowners coverage before disaster strikes.

We’re guessing you don’t spend much time thinking about your homeowners insurance – until you need it! Here are six things you’ll want to know about your homeowners coverage before disaster strikes.